Physiotherapists can contribute more to effective care, provided that insurers and the professional group have an eye for their common interests.Health insurers and physiotherapists are in a difficult position. They often face each other because of conflicting interests. Physiotherapists experience that their income is lagging behind, the administrative burden remains high and the number of treatments per patient continues to fall. Health insurers see the costs of supplementary insurance rising, and therefore have to limit the package or increase the premium and have no insight into the benefits of the care provided. Both Physiotherapists and health insurers are under pressure. If both parties stick to their own interests, there is a real risk of losing affordable and accessible high-quality physiotherapy. The opposing interests stand in the way of innovations in physiotherapy. There is potentially a lot of gains for the patient, health insurers and physiotherapists to be gained by